3. Data Sharing and Disclosure
We do not sell, rent, or commercially exploit your personal data. Disclosures of personal information will be made only:
– To regulators, law enforcement agencies, or other authorities as required under law
– To auditors, legal counsel, IT vendors, hosting providers, and other service providers strictly on a confidential and need-to-know basis
– As required to enforce contractual rights, defend claims, or comply with regulatory obligations
– With your explicit consent, where required

4. Data Storage and Security
We follow reasonable security practices and procedures.
– All records are retained for a minimum of five years or such other period as required under applicable laws and SEBI regulations.
– Access to data is restricted to authorized personnel who are bound by confidentiality obligations.
– Technical, administrative, and physical safeguards are implemented to reduce the risk of unauthorized access, alteration, disclosure, or destruction of your data.
– Despite these measures, no system or transmission over the internet is completely secure. Any information transmitted to us is at your own risk. We disclaim all liability for unauthorized access, breaches, or data loss, except where caused by our gross negligence or willful misconduct.

5. Third-Party Disclaimer
Our services may include links to or integration with third-party platforms, including hosting providers, payment gateways, or analytics tools. Their data practices are governed by their own privacy policies, and we disclaim liability for data handling by external parties.

6. Limitation of Liability
To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, consequential, or exemplary losses or damages (including but not limited to loss of profits, data, or goodwill) resulting from the use of our website, services, or from any unauthorized access to or use of your information.

7. Indemnification
You agree to indemnify and hold harmless Anand Rawani, its affiliates, representatives, and personnel against all claims, losses, liabilities, damages, costs, or expenses (including legal fees) arising out of:
– Any breach of this Privacy Policy by you
– Your violation of applicable laws or regulations
– Your misuse of our website, platform, or services

8. Children’s Data
Our services are designed for individuals aged 18 and above. We do not knowingly collect, store, or process personal information of minors.

9. Cookies and Analytics
Our website may use cookies and analytics tools to enhance user experience and measure traffic. You may disable cookies in your browser settings, but some features may not work as intended.

10. Your Rights
Subject to applicable law, you have the right to:
– Access and review personal information held by us
– Request correction of inaccuracies in your data
– Request deletion of your information, subject to regulatory retention requirements
– Withdraw consent for further data processing, where applicable
– We will respond to valid and verifiable requests within 30 days, unless an extension is required by law.

11. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Updates will be posted on this website with a revised effective date.

12. Governing Law and Jurisdiction
This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with this Policy shall be subject to the exclusive jurisdiction of the courts located in Ghaziabad, Uttar Pradesh.

13. Contact Information
For any questions or concerns about this Privacy Policy, please contact:

Anand Rawani
SEBI Registered Research Analyst – INH000022039
Email: arawani@moatlane.com or anandrawani@gmail.com
Website: www.MoatLane.com